Citizens State Bank Of Roseau is a bank based in Roseau, Minnesota, established in 1905, with $286 million in total assets across 1 branch. By Trust Grade it ranks 4th of 224 banks we track in Minnesota. Its capital ratio of 11.9% is stronger than 72% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Citizens State Bank Of Roseau appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens State Bank Of Roseau compares to Minnesota peers
How we graded Citizens State Bank Of Roseau
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.9% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens State Bank Of Roseau over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 118 Main Ave S, Roseau, MN 56751
Are deposits at Citizens State Bank Of Roseau insured?
Yes. Citizens State Bank Of Roseau is an FDIC-insured bank (FDIC certificate #10167). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens State Bank Of Roseau: frequently asked questions
Is Citizens State Bank Of Roseau a good bank?
Citizens State Bank Of Roseau earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.47%).
Is Citizens State Bank Of Roseau FDIC-insured?
Yes. Citizens State Bank Of Roseau is a FDIC-insured bank (FDIC certificate #10167). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens State Bank Of Roseau?
Citizens State Bank Of Roseau holds $286 million in total assets, ranking 4th of 224 banks we track in Minnesota. It operates 1 branch.
Does Citizens State Bank Of Roseau have CFPB complaints?
No CFPB complaints against Citizens State Bank Of Roseau appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
