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Bonanza Valley State Bank

Brooten, MN · Est. 1894 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Bonanza Valley State Bank is a bank based in Brooten, Minnesota, established in 1894, with $75 million in total assets across 1 branch. By Trust Grade it ranks 106th of 224 banks we track in Minnesota. Its capital ratio of 9.3% trails most similarly sized banks (21th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.10% return on assets. No consumer complaints against Bonanza Valley State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.6M
<$100M institution
Deposits
$59.6M
Branches
1
Capital ratio
9.3%
Bottom 21% of <$100M peers · Minnesota median 9.5%
Return on assets
1.1%
Top 42% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#106
of 224 banks

How Bonanza Valley State Bank compares to Minnesota peers

Capital ratio
Bottom 21% of <$100M peers
Bonanza Valley
9.3%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Bonanza Valley
1.1%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Bonanza Valley State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 1.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bonanza Valley State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 147 Central Ave S, Brooten, MN 56316

Are deposits at Bonanza Valley State Bank insured?

Yes. Bonanza Valley State Bank is an FDIC-insured bank (FDIC certificate #10993). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bonanza Valley State Bank: frequently asked questions

Is Bonanza Valley State Bank a good bank?

Bonanza Valley State Bank earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 1.10%).

Is Bonanza Valley State Bank FDIC-insured?

Yes. Bonanza Valley State Bank is a FDIC-insured bank (FDIC certificate #10993). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bonanza Valley State Bank?

Bonanza Valley State Bank holds $75 million in total assets, ranking 106th of 224 banks we track in Minnesota. It operates 1 branch.

Does Bonanza Valley State Bank have CFPB complaints?

No CFPB complaints against Bonanza Valley State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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