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Randall State Bank

Randall, MN · Est. 1908 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Randall State Bank is a bank based in Randall, Minnesota, established in 1908, with $75 million in total assets across 2 branches. By Trust Grade it ranks 15th of 224 banks we track in Minnesota. Its capital ratio of 16.6% is stronger than 78% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.80% return on assets. No consumer complaints against Randall State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$74.8M
<$100M institution
Deposits
$62.2M
Branches
2
Capital ratio
16.6%
Top 22% of <$100M peers · Minnesota median 9.5%
Return on assets
1.8%
Top 14% of <$100M peers · Minnesota median 1.24%
Rank in Minnesota
#15
of 224 banks

How Randall State Bank compares to Minnesota peers

Capital ratio
Top 22% of <$100M peers
Randall State
16.6%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of <$100M peers
Randall State
1.8%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded Randall State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (16.6% capital ratio)
  • Strongly profitable (ROA 1.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Randall State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 724 W Washington St, Brainerd, MN 56401
  • 307 Pacific Ave, Randall, MN 56475

Are deposits at Randall State Bank insured?

Yes. Randall State Bank is an FDIC-insured bank (FDIC certificate #10969). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Randall State Bank: frequently asked questions

Is Randall State Bank a good bank?

Randall State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (16.6% capital ratio); Strongly profitable (ROA 1.80%).

Is Randall State Bank FDIC-insured?

Yes. Randall State Bank is a FDIC-insured bank (FDIC certificate #10969). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Randall State Bank?

Randall State Bank holds $75 million in total assets, ranking 15th of 224 banks we track in Minnesota. It operates 2 branches.

Does Randall State Bank have CFPB complaints?

No CFPB complaints against Randall State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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