First State Bank Of Fountain is a bank based in Fountain, Minnesota, established in 1901, with $41 million in total assets across 1 branch. By Trust Grade it ranks 215th of 224 banks we track in Minnesota. Its capital ratio of 5.7% trails most similarly sized banks (3th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.11% return on assets. No consumer complaints against First State Bank Of Fountain appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of Fountain compares to Minnesota peers
How we graded First State Bank Of Fountain
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (5.7% capital ratio)
- Profitable (ROA 0.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of Fountain over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 101 Main St, Fountain, MN 55935
Are deposits at First State Bank Of Fountain insured?
Yes. First State Bank Of Fountain is an FDIC-insured bank (FDIC certificate #9349). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of Fountain: frequently asked questions
Is First State Bank Of Fountain a good bank?
First State Bank Of Fountain earns a Bankzia Trust Grade of C (75/100, "Average"), based on a financial-strength score of 75/100 (it has no CFPB complaints on record). Well-capitalized (5.7% capital ratio); Profitable (ROA 0.11%).
Is First State Bank Of Fountain FDIC-insured?
Yes. First State Bank Of Fountain is a FDIC-insured bank (FDIC certificate #9349). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of Fountain?
First State Bank Of Fountain holds $41 million in total assets, ranking 215th of 224 banks we track in Minnesota. It operates 1 branch.
Does First State Bank Of Fountain have CFPB complaints?
No CFPB complaints against First State Bank Of Fountain appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
