The First National Bank At St. James is a bank based in Saint James, Minnesota, established in 1934, with $37 million in total assets across 1 branch. By Trust Grade it ranks 154th of 224 banks we track in Minnesota. Its capital ratio of 8.5% trails most similarly sized banks (14th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.81% return on assets. No consumer complaints against The First National Bank At St. James appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The First National Bank At St. James compares to Minnesota peers
How we graded The First National Bank At St. James
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.81%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The First National Bank At St. James over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 202 1st Ave S, Saint James, MN 56081
Are deposits at The First National Bank At St. James insured?
Yes. The First National Bank At St. James is an FDIC-insured bank (FDIC certificate #14853). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The First National Bank At St. James: frequently asked questions
Is The First National Bank At St. James a good bank?
The First National Bank At St. James earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.81%).
Is The First National Bank At St. James FDIC-insured?
Yes. The First National Bank At St. James is a FDIC-insured bank (FDIC certificate #14853). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The First National Bank At St. James?
The First National Bank At St. James holds $37 million in total assets, ranking 154th of 224 banks we track in Minnesota. It operates 1 branch.
Does The First National Bank At St. James have CFPB complaints?
No CFPB complaints against The First National Bank At St. James appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
