Kensington Bank is a bank based in Kensington, Minnesota, established in 1898, with $451 million in total assets across 7 branches. By Trust Grade it ranks 91st of 224 banks we track in Minnesota. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against Kensington Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Kensington Bank compares to Minnesota peers
How we graded Kensington Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Kensington Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 103 5th Street East, Herman, MN 56248
- 2800 1st St S, Willmar, MN 56201
- 600 3rd Street, Cokato, MN 55321
- 101 3rd St Se, Cokato, MN 55321
- 321 Washburn Ave, Belgrade, MN 56312
- 809 10th Ave N, Sartell, MN 56377
- 11 Central Ave N, Kensington, MN 56343
Are deposits at Kensington Bank insured?
Yes. Kensington Bank is an FDIC-insured bank (FDIC certificate #1409). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Kensington Bank: frequently asked questions
Is Kensington Bank a good bank?
Kensington Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.39%).
Is Kensington Bank FDIC-insured?
Yes. Kensington Bank is a FDIC-insured bank (FDIC certificate #1409). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Kensington Bank?
Kensington Bank holds $451 million in total assets, ranking 91st of 224 banks we track in Minnesota. It operates 7 branches.
Does Kensington Bank have CFPB complaints?
No CFPB complaints against Kensington Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
