First National Bank Minnesota is a bank based in Saint Peter, Minnesota, established in 1857, with $434 million in total assets across 4 branches. By Trust Grade it ranks 56th of 224 banks we track in Minnesota. Its capital ratio of 10.0% trails most similarly sized banks (48th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against First National Bank Minnesota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First National Bank Minnesota compares to Minnesota peers
How we graded First National Bank Minnesota
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.0% capital ratio)
- Strongly profitable (ROA 1.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First National Bank Minnesota over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 209 Main Ave, Gaylord, MN 55334
- 226 Nassau St, Saint Peter, MN 56082
- 500 Long St, Mankato, MN 56001
- 201 W Main St, Belle Plaine, MN 56011
Are deposits at First National Bank Minnesota insured?
Yes. First National Bank Minnesota is an FDIC-insured bank (FDIC certificate #5247). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First National Bank Minnesota: frequently asked questions
Is First National Bank Minnesota a good bank?
First National Bank Minnesota earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.39%).
Is First National Bank Minnesota FDIC-insured?
Yes. First National Bank Minnesota is a FDIC-insured bank (FDIC certificate #5247). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First National Bank Minnesota?
First National Bank Minnesota holds $434 million in total assets, ranking 56th of 224 banks we track in Minnesota. It operates 4 branches.
Does First National Bank Minnesota have CFPB complaints?
No CFPB complaints against First National Bank Minnesota appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
