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The First National Bank Of Moose Lake

Moose Lake, MN · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The First National Bank Of Moose Lake is a bank based in Moose Lake, Minnesota, established in 1926, with $135 million in total assets across 2 branches. By Trust Grade it ranks 53rd of 224 banks we track in Minnesota. Its capital ratio of 13.5% is stronger than 83% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.06% return on assets. No consumer complaints against The First National Bank Of Moose Lake appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$135.5M
$100M–1B institution
Deposits
$112.9M
Branches
2
Capital ratio
13.5%
Top 17% of $100M–1B peers · Minnesota median 9.5%
Return on assets
2.1%
Top 11% of $100M–1B peers · Minnesota median 1.24%
Rank in Minnesota
#53
of 224 banks

How The First National Bank Of Moose Lake compares to Minnesota peers

Capital ratio
Top 17% of $100M–1B peers
The First
13.5%
Minnesota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of $100M–1B peers
The First
2.1%
Minnesota median
1.2%
Higher ROA = more profitable relative to asset base

How we graded The First National Bank Of Moose Lake

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.5% capital ratio)
  • Strongly profitable (ROA 2.06%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The First National Bank Of Moose Lake over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 400 Elm Ave, Moose Lake, MN 55767
  • 20 Hartman Dr, Moose Lake, MN 55767

Are deposits at The First National Bank Of Moose Lake insured?

Yes. The First National Bank Of Moose Lake is an FDIC-insured bank (FDIC certificate #5214). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The First National Bank Of Moose Lake: frequently asked questions

Is The First National Bank Of Moose Lake a good bank?

The First National Bank Of Moose Lake earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.5% capital ratio); Strongly profitable (ROA 2.06%).

Is The First National Bank Of Moose Lake FDIC-insured?

Yes. The First National Bank Of Moose Lake is a FDIC-insured bank (FDIC certificate #5214). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The First National Bank Of Moose Lake?

The First National Bank Of Moose Lake holds $135 million in total assets, ranking 53rd of 224 banks we track in Minnesota. It operates 2 branches.

Does The First National Bank Of Moose Lake have CFPB complaints?

No CFPB complaints against The First National Bank Of Moose Lake appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Western National Bank
bank · Duluth, MN · $135M assets
Worthington Federal Savings Bank, Fsb
bank · Worthington, MN · $136M assets
Battle Bank, National Association
bank · Upsala, MN · $137M assets
St. Clair State Bank (Incorporated)
bank · Saint Clair, MN · $133M assets
Northwoods Bank Of Minnesota
bank · Park Rapids, MN · $141M assets
First Farmers & Merchants National Bank
bank · Fairmont, MN · $141M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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