Worthington Federal Savings Bank, Fsb is a bank based in Worthington, Minnesota, established in 1935, with $136 million in total assets across 3 branches. By Trust Grade it ranks 111th of 224 banks we track in Minnesota. Its capital ratio of 14.4% is stronger than 87% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.61% return on assets. No consumer complaints against Worthington Federal Savings Bank, Fsb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Worthington Federal Savings Bank, Fsb compares to Minnesota peers
How we graded Worthington Federal Savings Bank, Fsb
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.4% capital ratio)
- Profitable (ROA 0.61%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Worthington Federal Savings Bank, Fsb over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 313 Main St, Lakefield, MN 56150
- 418 11th St, Worthington, MN 56187
- 414 2nd St, Jackson, MN 56143
Are deposits at Worthington Federal Savings Bank, Fsb insured?
Yes. Worthington Federal Savings Bank, Fsb is an FDIC-insured bank (FDIC certificate #29426). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Worthington Federal Savings Bank, Fsb: frequently asked questions
Is Worthington Federal Savings Bank, Fsb a good bank?
Worthington Federal Savings Bank, Fsb earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (14.4% capital ratio); Profitable (ROA 0.61%).
Is Worthington Federal Savings Bank, Fsb FDIC-insured?
Yes. Worthington Federal Savings Bank, Fsb is a FDIC-insured bank (FDIC certificate #29426). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Worthington Federal Savings Bank, Fsb?
Worthington Federal Savings Bank, Fsb holds $136 million in total assets, ranking 111th of 224 banks we track in Minnesota. It operates 3 branches.
Does Worthington Federal Savings Bank, Fsb have CFPB complaints?
No CFPB complaints against Worthington Federal Savings Bank, Fsb appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
