St. Clair State Bank (Incorporated) is a bank based in Saint Clair, Minnesota, established in 1907, with $133 million in total assets across 1 branch. By Trust Grade it ranks 36th of 224 banks we track in Minnesota. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 2.16% return on assets. No consumer complaints against St. Clair State Bank (Incorporated) appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How St. Clair State Bank (Incorporated) compares to Minnesota peers
How we graded St. Clair State Bank (Incorporated)
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 2.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for St. Clair State Bank (Incorporated) over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 100 Main St W, Saint Clair, MN 56080
Are deposits at St. Clair State Bank (Incorporated) insured?
Yes. St. Clair State Bank (Incorporated) is an FDIC-insured bank (FDIC certificate #1903). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
St. Clair State Bank (Incorporated): frequently asked questions
Is St. Clair State Bank (Incorporated) a good bank?
St. Clair State Bank (Incorporated) earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 2.16%).
Is St. Clair State Bank (Incorporated) FDIC-insured?
Yes. St. Clair State Bank (Incorporated) is a FDIC-insured bank (FDIC certificate #1903). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is St. Clair State Bank (Incorporated)?
St. Clair State Bank (Incorporated) holds $133 million in total assets, ranking 36th of 224 banks we track in Minnesota. It operates 1 branch.
Does St. Clair State Bank (Incorporated) have CFPB complaints?
No CFPB complaints against St. Clair State Bank (Incorporated) appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
