Pine River State Bank is a bank based in Pine River, Minnesota, established in 1918, with $184 million in total assets across 5 branches. By Trust Grade it ranks 159th of 224 banks we track in Minnesota. Its capital ratio of 8.1% trails most similarly sized banks (17th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against Pine River State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Pine River State Bank compares to Minnesota peers
How we graded Pine River State Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.1% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Pine River State Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 40099 State Highway 6, Emily, MN 56447
- 31019 Wildwood Ct, Breezy Point, MN 56472
- 201 River St N, Pillager, MN 56473
- 8141 Viking Blvd Nw, Elk River, MN 55330
- 103 Mill St, Pine River, MN 56474
Are deposits at Pine River State Bank insured?
Yes. Pine River State Bank is an FDIC-insured bank (FDIC certificate #10194). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Pine River State Bank: frequently asked questions
Is Pine River State Bank a good bank?
Pine River State Bank earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (8.1% capital ratio); Profitable (ROA 0.88%).
Is Pine River State Bank FDIC-insured?
Yes. Pine River State Bank is a FDIC-insured bank (FDIC certificate #10194). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Pine River State Bank?
Pine River State Bank holds $184 million in total assets, ranking 159th of 224 banks we track in Minnesota. It operates 5 branches.
Does Pine River State Bank have CFPB complaints?
No CFPB complaints against Pine River State Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
