Americana Community Bank is a bank based in Sleepy Eye, Minnesota, established in 1881, with $179 million in total assets across 4 branches. By Trust Grade it ranks 100th of 224 banks we track in Minnesota. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Americana Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Americana Community Bank compares to Minnesota peers
How we graded Americana Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Profitable (ROA 0.72%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Americana Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (4)
- 600 Market St Ste 100, Chanhassen, MN 55317
- 9495 Blackoaks Ln N, Maple Grove, MN 55311
- 600 Market St, Chanhassen, MN 55317
- 300 Main St W, Sleepy Eye, MN 56085
Are deposits at Americana Community Bank insured?
Yes. Americana Community Bank is an FDIC-insured bank (FDIC certificate #8205). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Americana Community Bank: frequently asked questions
Is Americana Community Bank a good bank?
Americana Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Profitable (ROA 0.72%).
Is Americana Community Bank FDIC-insured?
Yes. Americana Community Bank is a FDIC-insured bank (FDIC certificate #8205). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Americana Community Bank?
Americana Community Bank holds $179 million in total assets, ranking 100th of 224 banks we track in Minnesota. It operates 4 branches.
Does Americana Community Bank have CFPB complaints?
No CFPB complaints against Americana Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
