Liberty Bank Minnesota is a bank based in Saint Cloud, Minnesota, established in 1987, with $292 million in total assets across 6 branches. By Trust Grade it ranks 110th of 224 banks we track in Minnesota. Its capital ratio of 9.2% trails most similarly sized banks (34th percentile), versus a Minnesota median of 9.5%. It was profitable over the most recent period, with a 0.95% return on assets. No consumer complaints against Liberty Bank Minnesota appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Liberty Bank Minnesota compares to Minnesota peers
How we graded Liberty Bank Minnesota
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.2% capital ratio)
- Profitable (ROA 0.95%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Liberty Bank Minnesota over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 198 Pine Cone Rd, Sartell, MN 56377
- 1560 Hart Blvd, Monticello, MN 55362
- 5803 Ridgewood Rd, Saint Cloud, MN 56303
- 2842 2nd St S, Saint Cloud, MN 56301
- 818 2nd St S, Waite Park, MN 56387
- 730 Humboldt Dr, Big Lake, MN 55309
Are deposits at Liberty Bank Minnesota insured?
Yes. Liberty Bank Minnesota is an FDIC-insured bank (FDIC certificate #26891). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Liberty Bank Minnesota: frequently asked questions
Is Liberty Bank Minnesota a good bank?
Liberty Bank Minnesota earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.2% capital ratio); Profitable (ROA 0.95%).
Is Liberty Bank Minnesota FDIC-insured?
Yes. Liberty Bank Minnesota is a FDIC-insured bank (FDIC certificate #26891). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Liberty Bank Minnesota?
Liberty Bank Minnesota holds $292 million in total assets, ranking 110th of 224 banks we track in Minnesota. It operates 6 branches.
Does Liberty Bank Minnesota have CFPB complaints?
No CFPB complaints against Liberty Bank Minnesota appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
