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Bank Of Commerce

Greenwood, MS · Est. 1904 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Bank Of Commerce is a bank based in Greenwood, Mississippi, established in 1904, with $1.2 billion in total assets across 17 branches. By Trust Grade it ranks 21st of 57 banks we track in Mississippi. Its capital ratio of 10.8% is stronger than 59% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Bank Of Commerce appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.2B
$1B–10B institution
Deposits
$1.0B
Branches
17
Capital ratio
10.8%
Top 41% of $1B–10B peers · Mississippi median 10.9%
Return on assets
1.2%
Bottom 45% of $1B–10B peers · Mississippi median 1.07%
Rank in Mississippi
#21
of 57 banks

How Bank Of Commerce compares to Mississippi peers

Capital ratio
Top 41% of $1B–10B peers
Bank Of
10.8%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 45% of $1B–10B peers
Bank Of
1.2%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Commerce

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.8% capital ratio)
  • Strongly profitable (ROA 1.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Commerce over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 167 Court Sq, Charleston, MS 38921
  • 124 Montague St, Goodman, MS 39079
  • 407 Lee St, Vaiden, MS 39176
  • 24857 Highway 51, West, MS 39192
  • 905 W Park Ave, Greenwood, MS 38930
  • 316 Court Sq, Lexington, MS 39095
  • 1610 Jackson Ave W, Oxford, MS 38655
  • 315 University Dr, Starkville, MS 39759
  • 366 S Fourth St, Morton, MS 39117
  • 427 Main St, Columbus, MS 39701
  • 310 Howard St, Greenwood, MS 38930
  • 5549 Highway 45 Alt S, West Point, MS 39773
  • 439 Mississippi Highway 12, Kosciusko, MS 39090
  • 3601 Bluecutt Road, Columbus, MS 39705
  • 818 Highway 12 W, Starkville, MS 39759
  • 818 Highway 12 W, Starkville, MS 39759
  • 106 E Main St, North Carrollton, MS 38947

Are deposits at Bank Of Commerce insured?

Yes. Bank Of Commerce is an FDIC-insured bank (FDIC certificate #9359). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Commerce: frequently asked questions

Is Bank Of Commerce a good bank?

Bank Of Commerce earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.16%).

Is Bank Of Commerce FDIC-insured?

Yes. Bank Of Commerce is a FDIC-insured bank (FDIC certificate #9359). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Commerce?

Bank Of Commerce holds $1.2 billion in total assets, ranking 21st of 57 banks we track in Mississippi. It operates 17 branches.

Does Bank Of Commerce have CFPB complaints?

No CFPB complaints against Bank Of Commerce appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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