Unity Bank Of Mississippi is a bank based in Holly Springs, Mississippi, established in 1899, with $288 million in total assets across 8 branches. By Trust Grade it ranks 53rd of 57 banks we track in Mississippi. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.39% return on assets. No consumer complaints against Unity Bank Of Mississippi appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Unity Bank Of Mississippi compares to Mississippi peers
How we graded Unity Bank Of Mississippi
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Profitable (ROA 0.39%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Unity Bank Of Mississippi over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 53 Taska Road, Mount Pleasant, MS 38649
- 615 Highway 7 South, Holly Springs, MS 38635
- 15980 Boundary Dr, Ashland, MS 38603
- 6370 Highway 178, Hickory Flat, MS 38633
- 523 Highway 309 S, Byhalia, MS 38611
- 501 Heritage Dr, Oxford, MS 38655
- 146 W College Ave, Holly Springs, MS 38635
- 650 Highway 7 S, Holly Springs, MS 38635
Are deposits at Unity Bank Of Mississippi insured?
Yes. Unity Bank Of Mississippi is an FDIC-insured bank (FDIC certificate #11446). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Unity Bank Of Mississippi: frequently asked questions
Is Unity Bank Of Mississippi a good bank?
Unity Bank Of Mississippi earns a Bankzia Trust Grade of B (81/100, "Strong"), based on a financial-strength score of 81/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.39%).
Is Unity Bank Of Mississippi FDIC-insured?
Yes. Unity Bank Of Mississippi is a FDIC-insured bank (FDIC certificate #11446). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Unity Bank Of Mississippi?
Unity Bank Of Mississippi holds $288 million in total assets, ranking 53rd of 57 banks we track in Mississippi. It operates 8 branches.
Does Unity Bank Of Mississippi have CFPB complaints?
No CFPB complaints against Unity Bank Of Mississippi appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
