The Commercial Bank is a bank based in De Kalb, Mississippi, established in 1914, with $286 million in total assets across 5 branches. By Trust Grade it ranks 52nd of 57 banks we track in Mississippi. Its capital ratio of 6.3% trails most similarly sized banks (4th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.88% return on assets. No consumer complaints against The Commercial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How The Commercial Bank compares to Mississippi peers
How we graded The Commercial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.3% capital ratio)
- Profitable (ROA 0.88%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for The Commercial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- Highway 19 North, Collinsville, MS 39325
- 7591 Highway 39, Meridian, MS 39305
- 1101 22nd Ave, Meridian, MS 39301
- 206 Lewis Ave S, Philadelphia, MS 39350
- 175 Hopper Ave, De Kalb, MS 39328
Are deposits at The Commercial Bank insured?
Yes. The Commercial Bank is an FDIC-insured bank (FDIC certificate #9356). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
The Commercial Bank: frequently asked questions
Is The Commercial Bank a good bank?
The Commercial Bank earns a Bankzia Trust Grade of B (83/100, "Strong"), based on a financial-strength score of 83/100 (it has no CFPB complaints on record). Well-capitalized (6.3% capital ratio); Profitable (ROA 0.88%).
Is The Commercial Bank FDIC-insured?
Yes. The Commercial Bank is a FDIC-insured bank (FDIC certificate #9356). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is The Commercial Bank?
The Commercial Bank holds $286 million in total assets, ranking 52nd of 57 banks we track in Mississippi. It operates 5 branches.
Does The Commercial Bank have CFPB complaints?
No CFPB complaints against The Commercial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
