Fnb Picayune Bank is a bank based in Picayune, Mississippi, established in 1947, with $279 million in total assets across 7 branches. By Trust Grade it ranks 4th of 57 banks we track in Mississippi. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 3.08% return on assets. No consumer complaints against Fnb Picayune Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Fnb Picayune Bank compares to Mississippi peers
How we graded Fnb Picayune Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.3% capital ratio)
- Strongly profitable (ROA 3.08%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Fnb Picayune Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 121 E Canal St, Picayune, MS 39466
- 208 W Canal St, Picayune, MS 39466
- 721 Cooper Rd, Picayune, MS 39466
- 801 Memorial Blvd, Picayune, MS 39466
- 1720 S Main St, Poplarville, MS 39470
- 1025 Hall St, Wiggins, MS 39577
- 16230 Highway 603, Kiln, MS 39556
Are deposits at Fnb Picayune Bank insured?
Yes. Fnb Picayune Bank is an FDIC-insured bank (FDIC certificate #16612). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Fnb Picayune Bank: frequently asked questions
Is Fnb Picayune Bank a good bank?
Fnb Picayune Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Strongly profitable (ROA 3.08%).
Is Fnb Picayune Bank FDIC-insured?
Yes. Fnb Picayune Bank is a FDIC-insured bank (FDIC certificate #16612). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Fnb Picayune Bank?
Fnb Picayune Bank holds $279 million in total assets, ranking 4th of 57 banks we track in Mississippi. It operates 7 branches.
Does Fnb Picayune Bank have CFPB complaints?
No CFPB complaints against Fnb Picayune Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
