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Bank Of Yazoo City

Yazoo City, MS · Est. 1876 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Bank Of Yazoo City is a bank based in Yazoo City, Mississippi, established in 1876, with $326 million in total assets across 5 branches. By Trust Grade it ranks 31st of 57 banks we track in Mississippi. Its capital ratio of 10.4% is stronger than 54% of similarly sized banks, versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.80% return on assets. No consumer complaints against Bank Of Yazoo City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$326.0M
$100M–1B institution
Deposits
$290.4M
Branches
5
Capital ratio
10.4%
Top 46% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.8%
Bottom 26% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#31
of 57 banks

How Bank Of Yazoo City compares to Mississippi peers

Capital ratio
Top 46% of $100M–1B peers
Bank Of
10.4%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 26% of $100M–1B peers
Bank Of
0.8%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Yazoo City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (10.4% capital ratio)
  • Profitable (ROA 0.80%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Yazoo City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 1405 Jerry Clower Blvd, Yazoo City, MS 39194
  • 5650 Highway 80 E, Pearl, MS 39208
  • 686 Highway 49, Flora, MS 39071
  • 1717 Old Fannin Rd, Flowood, MS 39232
  • 104 N Main St, Yazoo City, MS 39194

Are deposits at Bank Of Yazoo City insured?

Yes. Bank Of Yazoo City is an FDIC-insured bank (FDIC certificate #11431). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Yazoo City: frequently asked questions

Is Bank Of Yazoo City a good bank?

Bank Of Yazoo City earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (10.4% capital ratio); Profitable (ROA 0.80%).

Is Bank Of Yazoo City FDIC-insured?

Yes. Bank Of Yazoo City is a FDIC-insured bank (FDIC certificate #11431). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Yazoo City?

Bank Of Yazoo City holds $326 million in total assets, ranking 31st of 57 banks we track in Mississippi. It operates 5 branches.

Does Bank Of Yazoo City have CFPB complaints?

No CFPB complaints against Bank Of Yazoo City appear in our data over the analysis window, which is typical for a bank of this size.

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The Cleveland State Bank
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Bank Of Franklin
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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