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Great Southern Bank

Meridian, MS · Est. 1902 · Website ↗
87/ 100
Trust Grade
Strong
87 out of 100

Great Southern Bank is a bank based in Meridian, Mississippi, established in 1902, with $343 million in total assets across 11 branches. By Trust Grade it ranks 50th of 57 banks we track in Mississippi. Its capital ratio of 7.6% trails most similarly sized banks (11th percentile), versus a Mississippi median of 10.9%. It was profitable over the most recent period, with a 0.64% return on assets. No consumer complaints against Great Southern Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$342.8M
$100M–1B institution
Deposits
$310.1M
Branches
11
Capital ratio
7.6%
Bottom 11% of $100M–1B peers · Mississippi median 10.9%
Return on assets
0.6%
Bottom 18% of $100M–1B peers · Mississippi median 1.07%
Rank in Mississippi
#50
of 57 banks

How Great Southern Bank compares to Mississippi peers

Capital ratio
Bottom 11% of $100M–1B peers
Great Southern
7.6%
Mississippi median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of $100M–1B peers
Great Southern
0.6%
Mississippi median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Great Southern Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
87/100
Customer experience
n/a
Overall
87/100
  • Well-capitalized (7.6% capital ratio)
  • Profitable (ROA 0.64%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Great Southern Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (11)

  • 1010 Azalea Dr, Waynesboro, MS 39367
  • 1300 Hardy St, Hattiesburg, MS 39401
  • 105 S Archusa Ave, Quitman, MS 39355
  • Highway 11 And State Street, Enterprise, MS 39330
  • 2441 N Hills St, Meridian, MS 39305
  • Highway 11 South And Highway 19, Meridian, MS 39301
  • 15122 Highway 15, Decatur, MS 39327
  • 2201 13th St, Meridian, MS 39301
  • 6232 U S Highway 98, Hattiesburg, MS 39402
  • 1245 Bonita Lakes Cir, Meridian, MS 39301
  • 218 22nd Ave S, Meridian, MS 39301

Are deposits at Great Southern Bank insured?

Yes. Great Southern Bank is an FDIC-insured bank (FDIC certificate #8552). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Great Southern Bank: frequently asked questions

Is Great Southern Bank a good bank?

Great Southern Bank earns a Bankzia Trust Grade of B (87/100, "Strong"), based on a financial-strength score of 87/100 (it has no CFPB complaints on record). Well-capitalized (7.6% capital ratio); Profitable (ROA 0.64%).

Is Great Southern Bank FDIC-insured?

Yes. Great Southern Bank is a FDIC-insured bank (FDIC certificate #8552). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Great Southern Bank?

Great Southern Bank holds $343 million in total assets, ranking 50th of 57 banks we track in Mississippi. It operates 11 branches.

Does Great Southern Bank have CFPB complaints?

No CFPB complaints against Great Southern Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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