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America's Community Bank

Blue Springs, MO · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

America's Community Bank is a bank based in Blue Springs, Missouri, established in 1888, with $65 million in total assets across 1 branch. By Trust Grade it ranks 120th of 195 banks we track in Missouri. Its capital ratio of 8.9% trails most similarly sized banks (18th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.52% return on assets. No consumer complaints against America's Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$65.2M
<$100M institution
Deposits
$49.7M
Branches
1
Capital ratio
8.9%
Bottom 18% of <$100M peers · Missouri median 10.3%
Return on assets
1.5%
Top 22% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#120
of 195 banks

How America's Community Bank compares to Missouri peers

Capital ratio
Bottom 18% of <$100M peers
America's Community
8.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of <$100M peers
America's Community
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded America's Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.52%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for America's Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1100 W Main St, Blue Springs, MO 64015

Are deposits at America's Community Bank insured?

Yes. America's Community Bank is an FDIC-insured bank (FDIC certificate #8893). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

America's Community Bank: frequently asked questions

Is America's Community Bank a good bank?

America's Community Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.52%).

Is America's Community Bank FDIC-insured?

Yes. America's Community Bank is a FDIC-insured bank (FDIC certificate #8893). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is America's Community Bank?

America's Community Bank holds $65 million in total assets, ranking 120th of 195 banks we track in Missouri. It operates 1 branch.

Does America's Community Bank have CFPB complaints?

No CFPB complaints against America's Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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