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The Bank Of Houston

Houston, MO · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

The Bank Of Houston is a bank based in Houston, Missouri, established in 1889, with $64 million in total assets across 2 branches. By Trust Grade it ranks 21st of 195 banks we track in Missouri. Its capital ratio of 14.6% is stronger than 70% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.77% return on assets. No consumer complaints against The Bank Of Houston appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.5M
<$100M institution
Deposits
$50.3M
Branches
2
Capital ratio
14.6%
Top 30% of <$100M peers · Missouri median 10.3%
Return on assets
1.8%
Top 15% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#21
of 195 banks

How The Bank Of Houston compares to Missouri peers

Capital ratio
Top 30% of <$100M peers
The Bank
14.6%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
The Bank
1.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank Of Houston

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.6% capital ratio)
  • Strongly profitable (ROA 1.77%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank Of Houston over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 2675 Westglen Farms Dr,, Wildwood, MO 63011
  • 404 S Grand Ave, Houston, MO 65483

Are deposits at The Bank Of Houston insured?

Yes. The Bank Of Houston is an FDIC-insured bank (FDIC certificate #13960). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank Of Houston: frequently asked questions

Is The Bank Of Houston a good bank?

The Bank Of Houston earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.6% capital ratio); Strongly profitable (ROA 1.77%).

Is The Bank Of Houston FDIC-insured?

Yes. The Bank Of Houston is a FDIC-insured bank (FDIC certificate #13960). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank Of Houston?

The Bank Of Houston holds $64 million in total assets, ranking 21st of 195 banks we track in Missouri. It operates 2 branches.

Does The Bank Of Houston have CFPB complaints?

No CFPB complaints against The Bank Of Houston appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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