First State Bank And Trust Company, Inc. is a bank based in Caruthersville, Missouri, established in 1934, with $644 million in total assets across 7 branches. By Trust Grade it ranks 26th of 195 banks we track in Missouri. Its capital ratio of 10.8% is stronger than 60% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against First State Bank And Trust Company, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank And Trust Company, Inc. compares to Missouri peers
How we graded First State Bank And Trust Company, Inc.
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.78%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank And Trust Company, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 301 E 3rd St, Portageville, MO 63873
- 750 S Main St, Sikeston, MO 63801
- 710 Us 60 Business Highway West, Dexter, MO 63841
- 501 S Main St, Charleston, MO 63834
- 805 E Washington St, Hayti, MO 63851
- 100 W Main St, Matthews, MO 63867
- 100 W 3rd St, Caruthersville, MO 63830
Are deposits at First State Bank And Trust Company, Inc. insured?
Yes. First State Bank And Trust Company, Inc. is an FDIC-insured bank (FDIC certificate #14185). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank And Trust Company, Inc.: frequently asked questions
Is First State Bank And Trust Company, Inc. a good bank?
First State Bank And Trust Company, Inc. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.78%).
Is First State Bank And Trust Company, Inc. FDIC-insured?
Yes. First State Bank And Trust Company, Inc. is a FDIC-insured bank (FDIC certificate #14185). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank And Trust Company, Inc.?
First State Bank And Trust Company, Inc. holds $644 million in total assets, ranking 26th of 195 banks we track in Missouri. It operates 7 branches.
Does First State Bank And Trust Company, Inc. have CFPB complaints?
No CFPB complaints against First State Bank And Trust Company, Inc. appear in our data over the analysis window, which is typical for a bank of this size.
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
