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Legends Bank

Linn, MO · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Legends Bank is a bank based in Linn, Missouri, established in 1913, with $621 million in total assets across 13 branches. By Trust Grade it ranks 17th of 195 banks we track in Missouri. Its capital ratio of 18.1% is stronger than 95% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.18% return on assets. No consumer complaints against Legends Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$621.3M
$100M–1B institution
Deposits
$502.7M
Branches
13
Capital ratio
18.1%
Top 5% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.2%
Top 9% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#17
of 195 banks

How Legends Bank compares to Missouri peers

Capital ratio
Top 5% of $100M–1B peers
Legends Bank
18.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
Legends Bank
2.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Legends Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (18.1% capital ratio)
  • Strongly profitable (ROA 2.18%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Legends Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 155 Bank Rd, Loose Creek, MO 65054
  • 602 E Highway 28, Owensville, MO 65066
  • 8201 Highway M, Jefferson City, MO 65101
  • 1950 Highway 63, Westphalia, MO 65085
  • 1217 E Main St, Linn, MO 65051
  • 204/206 Alvarado Avenue, Belle, MO 65013
  • 410 Us Highway 50 E, Union, MO 63084
  • 130 E Mccarty St, Jefferson City, MO 65101
  • 600 West Missouri 72, Rolla, MO 65401
  • 200 E Main St, Linn, MO 65051
  • 1010 Forum Dr, Rolla, MO 65401
  • 3525 Missouri Blvd, Jefferson City, MO 65109
  • 200 E Main St, Linn, MO 65051

Are deposits at Legends Bank insured?

Yes. Legends Bank is an FDIC-insured bank (FDIC certificate #12616). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Legends Bank: frequently asked questions

Is Legends Bank a good bank?

Legends Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (18.1% capital ratio); Strongly profitable (ROA 2.18%).

Is Legends Bank FDIC-insured?

Yes. Legends Bank is a FDIC-insured bank (FDIC certificate #12616). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Legends Bank?

Legends Bank holds $621 million in total assets, ranking 17th of 195 banks we track in Missouri. It operates 13 branches.

Does Legends Bank have CFPB complaints?

No CFPB complaints against Legends Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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