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Freedom Bank Of Southern Missouri

Cassville, MO · Est. 1999 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Freedom Bank Of Southern Missouri is a bank based in Cassville, Missouri, established in 1999, with $841 million in total assets across 8 branches. By Trust Grade it ranks 139th of 195 banks we track in Missouri. Its capital ratio of 8.3% trails most similarly sized banks (19th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Freedom Bank Of Southern Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$841.4M
$100M–1B institution
Deposits
$757.4M
Branches
8
Capital ratio
8.3%
Bottom 19% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.9%
Top 17% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#139
of 195 banks

How Freedom Bank Of Southern Missouri compares to Missouri peers

Capital ratio
Bottom 19% of $100M–1B peers
Freedom Bank
8.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Freedom Bank
1.9%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Freedom Bank Of Southern Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.3% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Freedom Bank Of Southern Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (8)

  • 444 S Rinker Ave, Aurora, MO 65605
  • 36042 State Highway 86, Golden, MO 65658
  • 901 E Highway 60, Monett, MO 65708
  • 901 E Highway 60, Monett, MO 65708
  • 8042 Doc Meyer Rd, Seligman, MO 65745
  • 502 State Highway Ab, Willard, MO 65781
  • 24828 State Highway 39, Shell Knob, MO 65747
  • 97 Main St, Cassville, MO 65625

Are deposits at Freedom Bank Of Southern Missouri insured?

Yes. Freedom Bank Of Southern Missouri is an FDIC-insured bank (FDIC certificate #35276). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Freedom Bank Of Southern Missouri: frequently asked questions

Is Freedom Bank Of Southern Missouri a good bank?

Freedom Bank Of Southern Missouri earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.3% capital ratio); Strongly profitable (ROA 1.85%).

Is Freedom Bank Of Southern Missouri FDIC-insured?

Yes. Freedom Bank Of Southern Missouri is a FDIC-insured bank (FDIC certificate #35276). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Freedom Bank Of Southern Missouri?

Freedom Bank Of Southern Missouri holds $841 million in total assets, ranking 139th of 195 banks we track in Missouri. It operates 8 branches.

Does Freedom Bank Of Southern Missouri have CFPB complaints?

No CFPB complaints against Freedom Bank Of Southern Missouri appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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