Focus Bank is a bank based in Charleston, Missouri, established in 1930, with $886 million in total assets across 11 branches. By Trust Grade it ranks 27th of 195 banks we track in Missouri. Its capital ratio of 11.5% is stronger than 68% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.50% return on assets. No consumer complaints against Focus Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Focus Bank compares to Missouri peers
How we graded Focus Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.5% capital ratio)
- Strongly profitable (ROA 1.50%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Focus Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 4950 S Highway 105, East Prairie, MO 63845
- 4th And Walker, Caruthersville, MO 63830
- 1150 S Main St, Sikeston, MO 63801
- 7281 Highway 34 E, Marmaduke, AR 72443
- 3100 Linwood Dr, Paragould, AR 72450
- 406 Southwest Dr, Jonesboro, AR 72401
- 2525 Red Wolf Blvd, Jonesboro, AR 72401
- 101 S Main St, Charleston, MO 63834
- 3005 W Kings Hwy, Paragould, AR 72450
- 323 Ward Ave, Caruthersville, MO 63830
- 101 South Main Street, Charleston, MO 63834
Are deposits at Focus Bank insured?
Yes. Focus Bank is an FDIC-insured bank (FDIC certificate #1426). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Focus Bank: frequently asked questions
Is Focus Bank a good bank?
Focus Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.5% capital ratio); Strongly profitable (ROA 1.50%).
Is Focus Bank FDIC-insured?
Yes. Focus Bank is a FDIC-insured bank (FDIC certificate #1426). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Focus Bank?
Focus Bank holds $886 million in total assets, ranking 27th of 195 banks we track in Missouri. It operates 11 branches.
Does Focus Bank have CFPB complaints?
No CFPB complaints against Focus Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
