United Security Bank is a bank based in Fulton, Missouri, established in 1930, with $98 million in total assets across 3 branches. By Trust Grade it ranks 28th of 195 banks we track in Missouri. Its capital ratio of 11.3% trails most similarly sized banks (42th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.82% return on assets. Consumers filed 1 complaints about UNITED SECURITY FINANCIAL with the CFPB — 10.2 per $1B in assets.
How United Security Bank compares to Missouri peers
How we graded United Security Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.3% capital ratio)
- Strongly profitable (ROA 1.82%)
- 10.2 complaints per $1B in assets
The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →
Consumer complaints (CFPB)
1 complaints filed with the CFPB against UNITED SECURITY FINANCIAL — 10.2 per $1B in assets.
These records were matched to United Security Bank by name and may include complaints filed against other institutions with similar names. Complaint counts reflect what consumers reported to the CFPB and are not findings of wrongdoing. Report a mismatch →
Branch locations (3)
- 5550 Old Us 40 East, Kingdom City, MO 65262
- 100 West Main Street, Auxvasse, MO 65231
- 2050 N Bluff St, Fulton, MO 65251
Are deposits at United Security Bank insured?
Yes. United Security Bank is an FDIC-insured bank (FDIC certificate #1427). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
United Security Bank: frequently asked questions
Is United Security Bank a good bank?
United Security Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 53.78/100. Strongly capitalized (11.3% capital ratio); Strongly profitable (ROA 1.82%).
Is United Security Bank FDIC-insured?
Yes. United Security Bank is a FDIC-insured bank (FDIC certificate #1427). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is United Security Bank?
United Security Bank holds $98 million in total assets, ranking 28th of 195 banks we track in Missouri. It operates 3 branches.
How many complaints does United Security Bank have?
Consumers filed 1 complaints about UNITED SECURITY FINANCIAL with the CFPB, or 10.2 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
