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Silex Banking Company

Silex, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Silex Banking Company is a bank based in Silex, Missouri, established in 1934, with $97 million in total assets across 1 branch. By Trust Grade it ranks 25th of 195 banks we track in Missouri. Its capital ratio of 13.9% is stronger than 65% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.98% return on assets. No consumer complaints against Silex Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$97.1M
<$100M institution
Deposits
$83.4M
Branches
1
Capital ratio
13.9%
Top 35% of <$100M peers · Missouri median 10.3%
Return on assets
1.0%
Top 47% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#25
of 195 banks

How Silex Banking Company compares to Missouri peers

Capital ratio
Top 35% of <$100M peers
Silex Banking
13.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of <$100M peers
Silex Banking
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Silex Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (13.9% capital ratio)
  • Profitable (ROA 0.98%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Silex Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1159 Highway E, Silex, MO 63377

Are deposits at Silex Banking Company insured?

Yes. Silex Banking Company is an FDIC-insured bank (FDIC certificate #14178). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Silex Banking Company: frequently asked questions

Is Silex Banking Company a good bank?

Silex Banking Company earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.9% capital ratio); Profitable (ROA 0.98%).

Is Silex Banking Company FDIC-insured?

Yes. Silex Banking Company is a FDIC-insured bank (FDIC certificate #14178). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Silex Banking Company?

Silex Banking Company holds $97 million in total assets, ranking 25th of 195 banks we track in Missouri. It operates 1 branch.

Does Silex Banking Company have CFPB complaints?

No CFPB complaints against Silex Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

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Senath State Bank
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Investors Community Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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