Skip to main content
bank

Community Bank Of Missouri

Richmond, MO · Est. 2001 · Website ↗
98/ 100
Trust Grade
Excellent
98 out of 100

Community Bank Of Missouri is a bank based in Richmond, Missouri, established in 2001, with $95 million in total assets across 2 branches. By Trust Grade it ranks 68th of 195 banks we track in Missouri. Its capital ratio of 13.1% is stronger than 59% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.78% return on assets. No consumer complaints against Community Bank Of Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$95.5M
<$100M institution
Deposits
$82.4M
Branches
2
Capital ratio
13.1%
Top 41% of <$100M peers · Missouri median 10.3%
Return on assets
1.8%
Top 15% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#68
of 195 banks

How Community Bank Of Missouri compares to Missouri peers

Capital ratio
Top 41% of <$100M peers
Community Bank
13.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 15% of <$100M peers
Community Bank
1.8%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community Bank Of Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
98/100
  • Strongly capitalized (13.1% capital ratio)
  • Strongly profitable (ROA 1.78%)
  • No CFPB complaints on record

The Trust Grade is Bankzia’s independent, documented opinion computed from public FDIC/NCUA/CFPB data — not an official rating, and not a statement about the safety of insured deposits. Report a data error or dispute this grade →

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank Of Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 904 Walton Way, Richmond, MO 64085
  • 1400 Hospital Dr, Excelsior Springs, MO 64024

Are deposits at Community Bank Of Missouri insured?

Yes. Community Bank Of Missouri is an FDIC-insured bank (FDIC certificate #57141). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank Of Missouri: frequently asked questions

Is Community Bank Of Missouri a good bank?

Community Bank Of Missouri earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.1% capital ratio); Strongly profitable (ROA 1.78%).

Is Community Bank Of Missouri FDIC-insured?

Yes. Community Bank Of Missouri is a FDIC-insured bank (FDIC certificate #57141). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank Of Missouri?

Community Bank Of Missouri holds $95 million in total assets, ranking 68th of 195 banks we track in Missouri. It operates 2 branches.

Does Community Bank Of Missouri have CFPB complaints?

No CFPB complaints against Community Bank Of Missouri appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

98
Silex Banking Company
bank · Silex, MO · $97M assets
73
Flat Branch Bank
bank · Richmond, MO · $93M assets
98
United Security Bank
bank · Fulton, MO · $98M assets · 1 complaints
95
West Plains Savings And Loan Association
bank · West Plains, MO · $99M assets
98
Senath State Bank
bank · Senath, MO · $102M assets
81
Paramount Bank
bank · Hazelwood, MO · $89M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →