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Alliant Bank

Madison, MO · Est. 1888 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Alliant Bank is a bank based in Madison, Missouri, established in 1888, with $264 million in total assets across 6 branches. By Trust Grade it ranks 136th of 195 banks we track in Missouri. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Alliant Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$263.8M
$100M–1B institution
Deposits
$240.2M
Branches
6
Capital ratio
8.5%
Bottom 21% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#136
of 195 banks

How Alliant Bank compares to Missouri peers

Capital ratio
Bottom 21% of $100M–1B peers
Alliant Bank
8.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Alliant Bank
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Alliant Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.5% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Alliant Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 101 E Broadway St, Madison, MO 65263
  • 921 Highway 24 And 36 E, Monroe City, MO 63456
  • 1910 Main St, Boonville, MO 65233
  • 301 Prospect Ave, Pilot Grove, MO 65276
  • 201 S Baltimore St, Kirksville, MO 63501
  • 907 N Morley St, Moberly, MO 65270

Are deposits at Alliant Bank insured?

Yes. Alliant Bank is an FDIC-insured bank (FDIC certificate #1946). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Alliant Bank: frequently asked questions

Is Alliant Bank a good bank?

Alliant Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Strongly profitable (ROA 1.01%).

Is Alliant Bank FDIC-insured?

Yes. Alliant Bank is a FDIC-insured bank (FDIC certificate #1946). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Alliant Bank?

Alliant Bank holds $264 million in total assets, ranking 136th of 195 banks we track in Missouri. It operates 6 branches.

Does Alliant Bank have CFPB complaints?

No CFPB complaints against Alliant Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Peoples Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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