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Community Point Bank

Russellville, MO · Est. 1934 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community Point Bank is a bank based in Russellville, Missouri, established in 1934, with $254 million in total assets across 3 branches. By Trust Grade it ranks 124th of 195 banks we track in Missouri. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.71% return on assets. No consumer complaints against Community Point Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$254.3M
$100M–1B institution
Deposits
$219.7M
Branches
3
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.7%
Top 22% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#124
of 195 banks

How Community Point Bank compares to Missouri peers

Capital ratio
Bottom 24% of $100M–1B peers
Community Point
8.7%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 22% of $100M–1B peers
Community Point
1.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community Point Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.71%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Point Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 14112 Redfield Dr, Eugene, MO 65032
  • 15833 Highway C, Versailles, MO 65084
  • 13218 Railroad Avenue, Russellville, MO 65074

Are deposits at Community Point Bank insured?

Yes. Community Point Bank is an FDIC-insured bank (FDIC certificate #14604). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Point Bank: frequently asked questions

Is Community Point Bank a good bank?

Community Point Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.71%).

Is Community Point Bank FDIC-insured?

Yes. Community Point Bank is a FDIC-insured bank (FDIC certificate #14604). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Point Bank?

Community Point Bank holds $254 million in total assets, ranking 124th of 195 banks we track in Missouri. It operates 3 branches.

Does Community Point Bank have CFPB complaints?

No CFPB complaints against Community Point Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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