Lamar Bank And Trust Company is a bank based in Lamar, Missouri, established in 1925, with $263 million in total assets across 2 branches. By Trust Grade it ranks 137th of 195 banks we track in Missouri. Its capital ratio of 8.4% trails most similarly sized banks (20th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Lamar Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Lamar Bank And Trust Company compares to Missouri peers
How we graded Lamar Bank And Trust Company
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.4% capital ratio)
- Strongly profitable (ROA 1.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Lamar Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1000 Broadway St, Lamar, MO 64759
- 514 W 4th St, Lockwood, MO 65682
Are deposits at Lamar Bank And Trust Company insured?
Yes. Lamar Bank And Trust Company is an FDIC-insured bank (FDIC certificate #1964). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Lamar Bank And Trust Company: frequently asked questions
Is Lamar Bank And Trust Company a good bank?
Lamar Bank And Trust Company earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.4% capital ratio); Strongly profitable (ROA 1.85%).
Is Lamar Bank And Trust Company FDIC-insured?
Yes. Lamar Bank And Trust Company is a FDIC-insured bank (FDIC certificate #1964). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Lamar Bank And Trust Company?
Lamar Bank And Trust Company holds $263 million in total assets, ranking 137th of 195 banks we track in Missouri. It operates 2 branches.
Does Lamar Bank And Trust Company have CFPB complaints?
No CFPB complaints against Lamar Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
