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Community Bank And Trust

Neosho, MO · Est. 1884 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Community Bank And Trust is a bank based in Neosho, Missouri, established in 1884, with $442 million in total assets across 13 branches. By Trust Grade it ranks 147th of 195 banks we track in Missouri. Its capital ratio of 8.2% trails most similarly sized banks (18th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.01% return on assets. No consumer complaints against Community Bank And Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$441.9M
$100M–1B institution
Deposits
$391.7M
Branches
13
Capital ratio
8.2%
Bottom 18% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 39% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#147
of 195 banks

How Community Bank And Trust compares to Missouri peers

Capital ratio
Bottom 18% of $100M–1B peers
Community Bank
8.2%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 39% of $100M–1B peers
Community Bank
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community Bank And Trust

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (8.2% capital ratio)
  • Strongly profitable (ROA 1.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Bank And Trust over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (13)

  • 119 Main Street, Anderson, MO 64831
  • 202 N Main St, Granby, MO 64844
  • 107 Market Street, Diamond, MO 64840
  • 215 E 7th St, Galena, KS 66739
  • 5570 N Main St, Joplin, MO 64801
  • 101 S Main St, Carl Junction, MO 64834
  • 528 S Neosho Blvd, Neosho, MO 64850
  • 3105 Lusk Dr, Neosho, MO 64850
  • 3131 E 7th St, Joplin, MO 64801
  • 414 E 32nd St, Joplin, MO 64804
  • 325 W George E Phelps Blvd, Carthage, MO 64836
  • 100 S Wood St, Neosho, MO 64850
  • 1102 Cherokee Ave, Seneca, MO 64865

Are deposits at Community Bank And Trust insured?

Yes. Community Bank And Trust is an FDIC-insured bank (FDIC certificate #13068). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Bank And Trust: frequently asked questions

Is Community Bank And Trust a good bank?

Community Bank And Trust earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (8.2% capital ratio); Strongly profitable (ROA 1.01%).

Is Community Bank And Trust FDIC-insured?

Yes. Community Bank And Trust is a FDIC-insured bank (FDIC certificate #13068). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Bank And Trust?

Community Bank And Trust holds $442 million in total assets, ranking 147th of 195 banks we track in Missouri. It operates 13 branches.

Does Community Bank And Trust have CFPB complaints?

No CFPB complaints against Community Bank And Trust appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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