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Bank Of Franklin County

Washington, MO · Est. 2000 · Website ↗
A
Trust Grade
Excellent
Score: 92/100

Bank Of Franklin County is a bank based in Washington, Missouri, established in 2000, with $416 million in total assets across 6 branches. By Trust Grade it ranks 140th of 195 banks we track in Missouri. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.72% return on assets. No consumer complaints against Bank Of Franklin County appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$416.4M
$100M–1B institution
Deposits
$349.6M
Branches
6
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.7%
Bottom 22% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#140
of 195 banks

How Bank Of Franklin County compares to Missouri peers

Capital ratio
Bottom 28% of $100M–1B peers
Bank Of
8.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
Bank Of
0.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Bank Of Franklin County

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
92/100
Customer experience
n/a
Overall
A · 92
  • Well-capitalized (8.9% capital ratio)
  • Profitable (ROA 0.72%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Bank Of Franklin County over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 3017 Highway A, Washington, MO 63090
  • 101 Franklin Ave, New Haven, MO 63068
  • 1901 Rabbit Trail Dr, Washington, MO 63090
  • 100 Christina Marie Dr, O Fallon, MO 63368
  • 15928 Manchester Rd, Ellisville, MO 63011
  • 900 E 8th St, Washington, MO 63090

Are deposits at Bank Of Franklin County insured?

Yes. Bank Of Franklin County is an FDIC-insured bank (FDIC certificate #35543). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Bank Of Franklin County: frequently asked questions

Is Bank Of Franklin County a good bank?

Bank Of Franklin County earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Profitable (ROA 0.72%).

Is Bank Of Franklin County FDIC-insured?

Yes. Bank Of Franklin County is a FDIC-insured bank (FDIC certificate #35543). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Bank Of Franklin County?

Bank Of Franklin County holds $416 million in total assets, ranking 140th of 195 banks we track in Missouri. It operates 6 branches.

Does Bank Of Franklin County have CFPB complaints?

No CFPB complaints against Bank Of Franklin County appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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