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Exchange Bank Of Missouri

Fayette, MO · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Exchange Bank Of Missouri is a bank based in Fayette, Missouri, established in 1927, with $447 million in total assets across 6 branches. By Trust Grade it ranks 108th of 195 banks we track in Missouri. Its capital ratio of 9.3% trails most similarly sized banks (35th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.73% return on assets. No consumer complaints against Exchange Bank Of Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$447.0M
$100M–1B institution
Deposits
$403.0M
Branches
6
Capital ratio
9.3%
Bottom 35% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.7%
Top 3% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#108
of 195 banks

How Exchange Bank Of Missouri compares to Missouri peers

Capital ratio
Bottom 35% of $100M–1B peers
Exchange Bank
9.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
Exchange Bank
2.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Exchange Bank Of Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (9.3% capital ratio)
  • Strongly profitable (ROA 2.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Exchange Bank Of Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 101 S Church St, Fayette, MO 65248
  • 102 E Broadway, New Franklin, MO 65274
  • 601 Court St, Fulton, MO 65251
  • 929 W Vest St, Marshall, MO 65340
  • 500 North Route B, Hallsville, MO 65255
  • 201 W Maple St, Slater, MO 65349

Are deposits at Exchange Bank Of Missouri insured?

Yes. Exchange Bank Of Missouri is an FDIC-insured bank (FDIC certificate #1616). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Exchange Bank Of Missouri: frequently asked questions

Is Exchange Bank Of Missouri a good bank?

Exchange Bank Of Missouri earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (9.3% capital ratio); Strongly profitable (ROA 2.73%).

Is Exchange Bank Of Missouri FDIC-insured?

Yes. Exchange Bank Of Missouri is a FDIC-insured bank (FDIC certificate #1616). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Exchange Bank Of Missouri?

Exchange Bank Of Missouri holds $447 million in total assets, ranking 108th of 195 banks we track in Missouri. It operates 6 branches.

Does Exchange Bank Of Missouri have CFPB complaints?

No CFPB complaints against Exchange Bank Of Missouri appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

New Era Bank
bank · Fredericktown, MO · $449M assets
Community Bank And Trust
bank · Neosho, MO · $442M assets
F & C Bank
bank · Holden, MO · $473M assets
Heritage Bank Of The Ozarks
bank · Lebanon, MO · $421M assets
The Missouri Bank
bank · Warrenton, MO · $474M assets
Bank Of Franklin County
bank · Washington, MO · $416M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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