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Tbo Bank

Orrick, MO · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Tbo Bank is a bank based in Orrick, Missouri, established in 1902, with $247 million in total assets across 2 branches. By Trust Grade it ranks 145th of 195 banks we track in Missouri. Its capital ratio of 9.0% trails most similarly sized banks (29th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.60% return on assets. No consumer complaints against Tbo Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$246.9M
$100M–1B institution
Deposits
$218.3M
Branches
2
Capital ratio
9.0%
Bottom 29% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.6%
Bottom 16% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#145
of 195 banks

How Tbo Bank compares to Missouri peers

Capital ratio
Bottom 29% of $100M–1B peers
Tbo Bank
9.0%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 16% of $100M–1B peers
Tbo Bank
0.6%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Tbo Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Well-capitalized (9.0% capital ratio)
  • Profitable (ROA 0.60%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Tbo Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 113 E South Front St, Orrick, MO 64077
  • 2310 W 75th St, Prairie Village, KS 66208

Are deposits at Tbo Bank insured?

Yes. Tbo Bank is an FDIC-insured bank (FDIC certificate #10597). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Tbo Bank: frequently asked questions

Is Tbo Bank a good bank?

Tbo Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Well-capitalized (9.0% capital ratio); Profitable (ROA 0.60%).

Is Tbo Bank FDIC-insured?

Yes. Tbo Bank is a FDIC-insured bank (FDIC certificate #10597). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Tbo Bank?

Tbo Bank holds $247 million in total assets, ranking 145th of 195 banks we track in Missouri. It operates 2 branches.

Does Tbo Bank have CFPB complaints?

No CFPB complaints against Tbo Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Community Bank Of Marshall
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Citizens Bank Of Eldon
bank · Eldon, MO · $244M assets
First State Bank Of The Ozarks
bank · Purdy, MO · $243M assets
Bank Of Weston
bank · Weston, MO · $240M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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