First State Bank Of The Ozarks is a bank based in Purdy, Missouri, established in 1944, with $243 million in total assets across 5 branches. By Trust Grade it ranks 162nd of 195 banks we track in Missouri. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.22% return on assets. No consumer complaints against First State Bank Of The Ozarks appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First State Bank Of The Ozarks compares to Missouri peers
How we graded First State Bank Of The Ozarks
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (7.8% capital ratio)
- Strongly profitable (ROA 1.22%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First State Bank Of The Ozarks over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 100 Kay Ave, Purdy, MO 65734
- 100 N Elm St, Pierce City, MO 65723
- 98 Main St, Cassville, MO 65625
- 885 E Highway 60, Monett, MO 65708
- 106 E Cleveland Ave, Monett, MO 65708
Are deposits at First State Bank Of The Ozarks insured?
Yes. First State Bank Of The Ozarks is an FDIC-insured bank (FDIC certificate #16162). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First State Bank Of The Ozarks: frequently asked questions
Is First State Bank Of The Ozarks a good bank?
First State Bank Of The Ozarks earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 1.22%).
Is First State Bank Of The Ozarks FDIC-insured?
Yes. First State Bank Of The Ozarks is a FDIC-insured bank (FDIC certificate #16162). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First State Bank Of The Ozarks?
First State Bank Of The Ozarks holds $243 million in total assets, ranking 162nd of 195 banks we track in Missouri. It operates 5 branches.
Does First State Bank Of The Ozarks have CFPB complaints?
No CFPB complaints against First State Bank Of The Ozarks appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
