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Citizens Bank Of Eldon

Eldon, MO · Est. 1905 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Citizens Bank Of Eldon is a bank based in Eldon, Missouri, established in 1905, with $244 million in total assets across 4 branches. By Trust Grade it ranks 47th of 195 banks we track in Missouri. Its capital ratio of 11.1% is stronger than 64% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 2.10% return on assets. No consumer complaints against Citizens Bank Of Eldon appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$243.5M
$100M–1B institution
Deposits
$213.2M
Branches
4
Capital ratio
11.1%
Top 36% of $100M–1B peers · Missouri median 10.3%
Return on assets
2.1%
Top 10% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#47
of 195 banks

How Citizens Bank Of Eldon compares to Missouri peers

Capital ratio
Top 36% of $100M–1B peers
Citizens Bank
11.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 10% of $100M–1B peers
Citizens Bank
2.1%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Citizens Bank Of Eldon

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.1% capital ratio)
  • Strongly profitable (ROA 2.10%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Citizens Bank Of Eldon over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 110 N Maple St, Eldon, MO 65026
  • 1808 Us 54 Business, Eldon, MO 65026
  • 700 W Newton St, Versailles, MO 65084
  • 18691 Highway K, Versailles, MO 65084

Are deposits at Citizens Bank Of Eldon insured?

Yes. Citizens Bank Of Eldon is an FDIC-insured bank (FDIC certificate #1956). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Citizens Bank Of Eldon: frequently asked questions

Is Citizens Bank Of Eldon a good bank?

Citizens Bank Of Eldon earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.1% capital ratio); Strongly profitable (ROA 2.10%).

Is Citizens Bank Of Eldon FDIC-insured?

Yes. Citizens Bank Of Eldon is a FDIC-insured bank (FDIC certificate #1956). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Citizens Bank Of Eldon?

Citizens Bank Of Eldon holds $244 million in total assets, ranking 47th of 195 banks we track in Missouri. It operates 4 branches.

Does Citizens Bank Of Eldon have CFPB complaints?

No CFPB complaints against Citizens Bank Of Eldon appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank Of The Ozarks
bank · Purdy, MO · $243M assets
Bank Of Weston
bank · Weston, MO · $240M assets
Tbo Bank
bank · Orrick, MO · $247M assets
Community Bank Of Marshall
bank · Marshall, MO · $247M assets
Peoples Bank
bank · Cuba, MO · $249M assets
Citizens Bank Of The Midwest
bank · Rolla, MO · $249M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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