Citizens Bank & Trust is a bank based in Rock Port, Missouri, established in 1902, with $111 million in total assets across 2 branches. By Trust Grade it ranks 29th of 195 banks we track in Missouri. Its capital ratio of 10.5% is stronger than 56% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Citizens Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Citizens Bank & Trust compares to Missouri peers
How we graded Citizens Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.5% capital ratio)
- Strongly profitable (ROA 1.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Citizens Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 904 State St, Mound City, MO 64470
- 101 N Main St, Rock Port, MO 64482
Are deposits at Citizens Bank & Trust insured?
Yes. Citizens Bank & Trust is an FDIC-insured bank (FDIC certificate #14293). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Citizens Bank & Trust: frequently asked questions
Is Citizens Bank & Trust a good bank?
Citizens Bank & Trust earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.5% capital ratio); Strongly profitable (ROA 1.47%).
Is Citizens Bank & Trust FDIC-insured?
Yes. Citizens Bank & Trust is a FDIC-insured bank (FDIC certificate #14293). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Citizens Bank & Trust?
Citizens Bank & Trust holds $111 million in total assets, ranking 29th of 195 banks we track in Missouri. It operates 2 branches.
Does Citizens Bank & Trust have CFPB complaints?
No CFPB complaints against Citizens Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
