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Royal Banks Of Missouri

Saint Louis, MO · Est. 1965 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Royal Banks Of Missouri is a bank based in Saint Louis, Missouri, established in 1965, with $1.1 billion in total assets across 19 branches. By Trust Grade it ranks 46th of 195 banks we track in Missouri. Its capital ratio of 11.9% is stronger than 77% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.05% return on assets. No consumer complaints against Royal Banks Of Missouri appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$1.1B
$1B–10B institution
Deposits
$914.0M
Branches
19
Capital ratio
11.9%
Top 23% of $1B–10B peers · Missouri median 10.3%
Return on assets
1.0%
Bottom 37% of $1B–10B peers · Missouri median 1.38%
Rank in Missouri
#46
of 195 banks

How Royal Banks Of Missouri compares to Missouri peers

Capital ratio
Top 23% of $1B–10B peers
Royal Banks
11.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $1B–10B peers
Royal Banks
1.0%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Royal Banks Of Missouri

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.9% capital ratio)
  • Strongly profitable (ROA 1.05%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Royal Banks Of Missouri over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (19)

  • 418 S Main St, New London, MO 63459
  • 115 S Public St, Center, MO 63436
  • 9990 Manchester Rd, Glendale, MO 63122
  • 8550 Olive Blvd, Saint Louis, MO 63132
  • 13171 Olive Blvd, Saint Louis, MO 63141
  • 3534 Watson Rd, Saint Louis, MO 63139
  • 3600 Nameoki Rd, Granite City, IL 62040
  • 1 Westbury Dr, Saint Charles, MO 63301
  • 390 N Veterans Rd, Hannibal, MO 63401
  • 10 Millstone Campus Dr, Saint Louis, MO 63146
  • 7701 Delmar Blvd, University City, MO 63130
  • 8350 Delcrest Dr, Saint Louis, MO 63124
  • 8350 Delcrest Dr, Saint Louis, MO 63124
  • 301 N Kirkwood Rd, Kirkwood, MO 63122
  • 1650 Beale St, Saint Charles, MO 63303
  • 3830 S Grand Blvd, Saint Louis, MO 63118
  • 15495 Clayton Rd, Ballwin, MO 63011
  • 3330 Rider Trl S, Earth City, MO 63045
  • 117 S State St, Jerseyville, IL 62052

Are deposits at Royal Banks Of Missouri insured?

Yes. Royal Banks Of Missouri is an FDIC-insured bank (FDIC certificate #19512). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Royal Banks Of Missouri: frequently asked questions

Is Royal Banks Of Missouri a good bank?

Royal Banks Of Missouri earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.9% capital ratio); Strongly profitable (ROA 1.05%).

Is Royal Banks Of Missouri FDIC-insured?

Yes. Royal Banks Of Missouri is a FDIC-insured bank (FDIC certificate #19512). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Royal Banks Of Missouri?

Royal Banks Of Missouri holds $1.1 billion in total assets, ranking 46th of 195 banks we track in Missouri. It operates 19 branches.

Does Royal Banks Of Missouri have CFPB complaints?

No CFPB complaints against Royal Banks Of Missouri appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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