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Community First Banking Company

West Plains, MO · Est. 1997 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Community First Banking Company is a bank based in West Plains, Missouri, established in 1997, with $310 million in total assets across 4 branches. By Trust Grade it ranks 116th of 195 banks we track in Missouri. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.47% return on assets. No consumer complaints against Community First Banking Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$310.4M
$100M–1B institution
Deposits
$265.7M
Branches
4
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.5%
Top 34% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#116
of 195 banks

How Community First Banking Company compares to Missouri peers

Capital ratio
Bottom 28% of $100M–1B peers
Community First
8.9%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 34% of $100M–1B peers
Community First
1.5%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Community First Banking Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community First Banking Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 220 E Walnut St, Thayer, MO 65791
  • 1220 Porter Wagoner Blvd, West Plains, MO 65775
  • 603 N Main St, Mountain Grove, MO 65711
  • 1330 Southern Hills Ctr, West Plains, MO 65775

Are deposits at Community First Banking Company insured?

Yes. Community First Banking Company is an FDIC-insured bank (FDIC certificate #34610). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community First Banking Company: frequently asked questions

Is Community First Banking Company a good bank?

Community First Banking Company earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.47%).

Is Community First Banking Company FDIC-insured?

Yes. Community First Banking Company is a FDIC-insured bank (FDIC certificate #34610). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community First Banking Company?

Community First Banking Company holds $310 million in total assets, ranking 116th of 195 banks we track in Missouri. It operates 4 branches.

Does Community First Banking Company have CFPB complaints?

No CFPB complaints against Community First Banking Company appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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St. Johns Bank And Trust Company
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Heritage Community Bank
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United State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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