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St. Johns Bank And Trust Company

Saint Louis, MO · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

St. Johns Bank And Trust Company is a bank based in Saint Louis, Missouri, established in 1926, with $296 million in total assets across 4 branches. By Trust Grade it ranks 104th of 195 banks we track in Missouri. Its capital ratio of 12.3% is stronger than 75% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.73% return on assets. No consumer complaints against St. Johns Bank And Trust Company appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$295.7M
$100M–1B institution
Deposits
$258.5M
Branches
4
Capital ratio
12.3%
Top 25% of $100M–1B peers · Missouri median 10.3%
Return on assets
0.7%
Bottom 22% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#104
of 195 banks

How St. Johns Bank And Trust Company compares to Missouri peers

Capital ratio
Top 25% of $100M–1B peers
St. Johns
12.3%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 22% of $100M–1B peers
St. Johns
0.7%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded St. Johns Bank And Trust Company

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for St. Johns Bank And Trust Company over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 11965 Saint Charles Rock Rd, Bridgeton, MO 63044
  • 1053 Cave Springs Rd, St. Peters, MO 63376
  • 2897 Highway K, O Fallon, MO 63368
  • 8924 Saint Charles Rock Rd, Saint Louis, MO 63114

Are deposits at St. Johns Bank And Trust Company insured?

Yes. St. Johns Bank And Trust Company is an FDIC-insured bank (FDIC certificate #8898). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

St. Johns Bank And Trust Company: frequently asked questions

Is St. Johns Bank And Trust Company a good bank?

St. Johns Bank And Trust Company earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.73%).

Is St. Johns Bank And Trust Company FDIC-insured?

Yes. St. Johns Bank And Trust Company is a FDIC-insured bank (FDIC certificate #8898). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is St. Johns Bank And Trust Company?

St. Johns Bank And Trust Company holds $296 million in total assets, ranking 104th of 195 banks we track in Missouri. It operates 4 branches.

Does St. Johns Bank And Trust Company have CFPB complaints?

No CFPB complaints against St. Johns Bank And Trust Company appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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