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United State Bank

Lewistown, MO · Est. 1928 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

United State Bank is a bank based in Lewistown, Missouri, established in 1928, with $289 million in total assets across 6 branches. By Trust Grade it ranks 13th of 195 banks we track in Missouri. Its capital ratio of 10.1% is stronger than 50% of similarly sized banks, versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 1.94% return on assets. No consumer complaints against United State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$289.1M
$100M–1B institution
Deposits
$258.3M
Branches
6
Capital ratio
10.1%
Top 50% of $100M–1B peers · Missouri median 10.3%
Return on assets
1.9%
Top 14% of $100M–1B peers · Missouri median 1.38%
Rank in Missouri
#13
of 195 banks

How United State Bank compares to Missouri peers

Capital ratio
Top 50% of $100M–1B peers
United State
10.1%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
United State
1.9%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded United State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.1% capital ratio)
  • Strongly profitable (ROA 1.94%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 200 E State Highway 6, Ewing, MO 63440
  • 107 N 1st St, Edina, MO 63537
  • 100 E Chestnut St, Shelbina, MO 63468
  • 201 N Main St, Palmyra, MO 63461
  • 102 W Main St, Lewistown, MO 63452
  • 100 S 4th St, Canton, MO 63435

Are deposits at United State Bank insured?

Yes. United State Bank is an FDIC-insured bank (FDIC certificate #12214). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United State Bank: frequently asked questions

Is United State Bank a good bank?

United State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 1.94%).

Is United State Bank FDIC-insured?

Yes. United State Bank is a FDIC-insured bank (FDIC certificate #12214). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United State Bank?

United State Bank holds $289 million in total assets, ranking 13th of 195 banks we track in Missouri. It operates 6 branches.

Does United State Bank have CFPB complaints?

No CFPB complaints against United State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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