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Fmb Bank

Wright City, MO · Est. 1910 · Website ↗
B
Trust Grade
Strong
Score: 80/100

Fmb Bank is a bank based in Wright City, Missouri, established in 1910, with $53 million in total assets across 1 branch. By Trust Grade it ranks 186th of 195 banks we track in Missouri. Its capital ratio of 6.5% trails most similarly sized banks (5th percentile), versus a Missouri median of 10.3%. It was profitable over the most recent period, with a 0.24% return on assets. No consumer complaints against Fmb Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$53.2M
<$100M institution
Deposits
$49.5M
Branches
1
Capital ratio
6.5%
Bottom 5% of <$100M peers · Missouri median 10.3%
Return on assets
0.2%
Bottom 21% of <$100M peers · Missouri median 1.38%
Rank in Missouri
#186
of 195 banks

How Fmb Bank compares to Missouri peers

Capital ratio
Bottom 5% of <$100M peers
Fmb Bank
6.5%
Missouri median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 21% of <$100M peers
Fmb Bank
0.2%
Missouri median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Fmb Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
80/100
Customer experience
n/a
Overall
B · 80
  • Well-capitalized (6.5% capital ratio)
  • Profitable (ROA 0.24%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fmb Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 100 Veterans Memorial Pkwy, Wright City, MO 63390

Are deposits at Fmb Bank insured?

Yes. Fmb Bank is an FDIC-insured bank (FDIC certificate #12225). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fmb Bank: frequently asked questions

Is Fmb Bank a good bank?

Fmb Bank earns a Bankzia Trust Grade of B (80/100, "Strong"), based on a financial-strength score of 80/100 (it has no CFPB complaints on record). Well-capitalized (6.5% capital ratio); Profitable (ROA 0.24%).

Is Fmb Bank FDIC-insured?

Yes. Fmb Bank is a FDIC-insured bank (FDIC certificate #12225). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fmb Bank?

Fmb Bank holds $53 million in total assets, ranking 186th of 195 banks we track in Missouri. It operates 1 branch.

Does Fmb Bank have CFPB complaints?

No CFPB complaints against Fmb Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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