Ascent Bank is a bank based in Helena, Montana, established in 1970, with $104 million in total assets across 2 branches. By Trust Grade it ranks 28th of 36 banks we track in Montana. Its capital ratio of 8.7% trails most similarly sized banks (25th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 1.16% return on assets. No consumer complaints against Ascent Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Ascent Bank compares to Montana peers
How we graded Ascent Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.7% capital ratio)
- Strongly profitable (ROA 1.16%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Ascent Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 1721 11th Ave, Helena, MT 59601
- 2037 N Last Chance Gulch, Helena, MT 59601
Are deposits at Ascent Bank insured?
Yes. Ascent Bank is an FDIC-insured bank (FDIC certificate #20162). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Ascent Bank: frequently asked questions
Is Ascent Bank a good bank?
Ascent Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.16%).
Is Ascent Bank FDIC-insured?
Yes. Ascent Bank is a FDIC-insured bank (FDIC certificate #20162). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Ascent Bank?
Ascent Bank holds $104 million in total assets, ranking 28th of 36 banks we track in Montana. It operates 2 branches.
Does Ascent Bank have CFPB complaints?
No CFPB complaints against Ascent Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
