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Garfield County Bank

Jordan, MT · Est. 1960 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Garfield County Bank is a bank based in Jordan, Montana, established in 1960, with $99 million in total assets across 2 branches. By Trust Grade it ranks 5th of 36 banks we track in Montana. Its capital ratio of 15.9% is stronger than 76% of similarly sized banks, versus a Montana median of 10%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against Garfield County Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$99.3M
<$100M institution
Deposits
$82.1M
Branches
2
Capital ratio
15.9%
Top 24% of <$100M peers · Montana median 10%
Return on assets
1.4%
Top 29% of <$100M peers · Montana median 1.36%
Rank in Montana
#5
of 36 banks

How Garfield County Bank compares to Montana peers

Capital ratio
Top 24% of <$100M peers
Garfield County
15.9%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
Garfield County
1.4%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Garfield County Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.9% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Garfield County Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 444 Main St, Jordan, MT 59337
  • 300 Main St, Circle, MT 59215

Are deposits at Garfield County Bank insured?

Yes. Garfield County Bank is an FDIC-insured bank (FDIC certificate #18164). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Garfield County Bank: frequently asked questions

Is Garfield County Bank a good bank?

Garfield County Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.9% capital ratio); Strongly profitable (ROA 1.36%).

Is Garfield County Bank FDIC-insured?

Yes. Garfield County Bank is a FDIC-insured bank (FDIC certificate #18164). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Garfield County Bank?

Garfield County Bank holds $99 million in total assets, ranking 5th of 36 banks we track in Montana. It operates 2 branches.

Does Garfield County Bank have CFPB complaints?

No CFPB complaints against Garfield County Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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