Trailwest Bank is a bank based in Lolo, Montana, established in 1982, with $1.1 billion in total assets across 15 branches. By Trust Grade it ranks 29th of 36 banks we track in Montana. Its capital ratio of 8.6% trails most similarly sized banks (16th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 1.73% return on assets. No consumer complaints against Trailwest Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Trailwest Bank compares to Montana peers
How we graded Trailwest Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.6% capital ratio)
- Strongly profitable (ROA 1.73%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Trailwest Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (15)
- 11300 Us Highway 93 S, Lolo, MT 59847
- 39 Stevensville Cutoff Rd, Stevensville, MT 59870
- 16600 Beckwith St, Frenchtown, MT 59834
- 651 Mt Highway 135, Saint Regis, MT 59866
- 7676 Montana 200, Missoula, MT 59802
- 200 River St, Superior, MT 59872
- 1131 N 1st St, Hamilton, MT 59840
- 1070 Eastside Hwy, Corvallis, MT 59828
- 222 W Idaho St, Kalispell, MT 59901
- 5600 Airway Blvd, Missoula, MT 59808
- 2604 Us Highway 2 E, Kalispell, MT 59901
- 244 Pinckney St, Hamilton, MT 59840
- 2425 W Broadway St, Missoula, MT 59808
- 218 E Main St, Missoula, MT 59802
- 2575 Dearborn Avenue, Missoula, MT 59804
Are deposits at Trailwest Bank insured?
Yes. Trailwest Bank is an FDIC-insured bank (FDIC certificate #23806). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Trailwest Bank: frequently asked questions
Is Trailwest Bank a good bank?
Trailwest Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.6% capital ratio); Strongly profitable (ROA 1.73%).
Is Trailwest Bank FDIC-insured?
Yes. Trailwest Bank is a FDIC-insured bank (FDIC certificate #23806). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Trailwest Bank?
Trailwest Bank holds $1.1 billion in total assets, ranking 29th of 36 banks we track in Montana. It operates 15 branches.
Does Trailwest Bank have CFPB complaints?
No CFPB complaints against Trailwest Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
