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First Montana Bank, Inc.

Missoula, MT · Est. 1913 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

First Montana Bank, Inc. is a bank based in Missoula, Montana, established in 1913, with $536 million in total assets across 10 branches. By Trust Grade it ranks 24th of 36 banks we track in Montana. Its capital ratio of 9.6% trails most similarly sized banks (40th percentile), versus a Montana median of 10%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against First Montana Bank, Inc. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$536.3M
$100M–1B institution
Deposits
$425.9M
Branches
10
Capital ratio
9.6%
Bottom 40% of $100M–1B peers · Montana median 10%
Return on assets
1.0%
Bottom 37% of $100M–1B peers · Montana median 1.36%
Rank in Montana
#24
of 36 banks

How First Montana Bank, Inc. compares to Montana peers

Capital ratio
Bottom 40% of $100M–1B peers
First Montana
9.6%
Montana median
10.0%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 37% of $100M–1B peers
First Montana
1.0%
Montana median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Montana Bank, Inc.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.6% capital ratio)
  • Profitable (ROA 0.99%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Montana Bank, Inc. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 600 E Missoula Ave, Troy, MT 59935
  • 123 Main St, Anaconda, MT 59711
  • 504 Mineral Ave, Libby, MT 59923
  • 3309 Brooks St, Missoula, MT 59801
  • 1121 E Park Ave, Anaconda, MT 59711
  • 201 N Higgins Ave, Missoula, MT 59802
  • 1336 Stoneridge Dr, Bozeman, MT 59718
  • 1940 Dewey Blvd, Butte, MT 59701
  • 85 N Main St, Kalispell, MT 59901
  • 2987 Prospect Ave, Helena, MT 59601

Are deposits at First Montana Bank, Inc. insured?

Yes. First Montana Bank, Inc. is an FDIC-insured bank (FDIC certificate #363). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Montana Bank, Inc.: frequently asked questions

Is First Montana Bank, Inc. a good bank?

First Montana Bank, Inc. earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.6% capital ratio); Profitable (ROA 0.99%).

Is First Montana Bank, Inc. FDIC-insured?

Yes. First Montana Bank, Inc. is a FDIC-insured bank (FDIC certificate #363). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Montana Bank, Inc.?

First Montana Bank, Inc. holds $536 million in total assets, ranking 24th of 36 banks we track in Montana. It operates 10 branches.

Does First Montana Bank, Inc. have CFPB complaints?

No CFPB complaints against First Montana Bank, Inc. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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