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Battle Creek State Bank

Battle Creek, NE · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Battle Creek State Bank is a bank based in Battle Creek, Nebraska, established in 1943, with $64 million in total assets across 2 branches. By Trust Grade it ranks 26th of 139 banks we track in Nebraska. Its capital ratio of 15.1% is stronger than 73% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Battle Creek State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$64.2M
<$100M institution
Deposits
$54.3M
Branches
2
Capital ratio
15.1%
Top 27% of <$100M peers · Nebraska median 10.8%
Return on assets
1.1%
Top 42% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#26
of 139 banks

How Battle Creek State Bank compares to Nebraska peers

Capital ratio
Top 27% of <$100M peers
Battle Creek
15.1%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 42% of <$100M peers
Battle Creek
1.1%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Battle Creek State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 1.11%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Battle Creek State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 202 W Main St, Battle Creek, NE 68715
  • 344 Highway 32, Oakland, NE 68045

Are deposits at Battle Creek State Bank insured?

Yes. Battle Creek State Bank is an FDIC-insured bank (FDIC certificate #16330). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Battle Creek State Bank: frequently asked questions

Is Battle Creek State Bank a good bank?

Battle Creek State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 1.11%).

Is Battle Creek State Bank FDIC-insured?

Yes. Battle Creek State Bank is a FDIC-insured bank (FDIC certificate #16330). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Battle Creek State Bank?

Battle Creek State Bank holds $64 million in total assets, ranking 26th of 139 banks we track in Nebraska. It operates 2 branches.

Does Battle Creek State Bank have CFPB complaints?

No CFPB complaints against Battle Creek State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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