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Cedar Security Bank

Fordyce, NE · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Cedar Security Bank is a bank based in Fordyce, Nebraska, established in 1984, with $62 million in total assets across 3 branches. By Trust Grade it ranks 45th of 139 banks we track in Nebraska. Its capital ratio of 17.8% is stronger than 81% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.96% return on assets. No consumer complaints against Cedar Security Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$62.2M
<$100M institution
Deposits
$49.1M
Branches
3
Capital ratio
17.8%
Top 19% of <$100M peers · Nebraska median 10.8%
Return on assets
2.0%
Top 11% of <$100M peers · Nebraska median 1.3%
Rank in Nebraska
#45
of 139 banks

How Cedar Security Bank compares to Nebraska peers

Capital ratio
Top 19% of <$100M peers
Cedar Security
17.8%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 11% of <$100M peers
Cedar Security
2.0%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Cedar Security Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (17.8% capital ratio)
  • Strongly profitable (ROA 1.96%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cedar Security Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 117 Main St, Fordyce, NE 68736
  • 411 Saint James Ave, Wynot, NE 68792
  • 309 S Robinson Ave, Hartington, NE 68739

Are deposits at Cedar Security Bank insured?

Yes. Cedar Security Bank is an FDIC-insured bank (FDIC certificate #25591). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cedar Security Bank: frequently asked questions

Is Cedar Security Bank a good bank?

Cedar Security Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (17.8% capital ratio); Strongly profitable (ROA 1.96%).

Is Cedar Security Bank FDIC-insured?

Yes. Cedar Security Bank is a FDIC-insured bank (FDIC certificate #25591). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cedar Security Bank?

Cedar Security Bank holds $62 million in total assets, ranking 45th of 139 banks we track in Nebraska. It operates 3 branches.

Does Cedar Security Bank have CFPB complaints?

No CFPB complaints against Cedar Security Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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