Cerescobank is a bank based in Ceresco, Nebraska, established in 1911, with $80 million in total assets across 1 branch. By Trust Grade it ranks 42nd of 139 banks we track in Nebraska. Its capital ratio of 12.5% is stronger than 54% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against Cerescobank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Cerescobank compares to Nebraska peers
How we graded Cerescobank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.5% capital ratio)
- Strongly profitable (ROA 1.37%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Cerescobank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (1)
- 130 Elm St, Ceresco, NE 68017
Are deposits at Cerescobank insured?
Yes. Cerescobank is an FDIC-insured bank (FDIC certificate #1993). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Cerescobank: frequently asked questions
Is Cerescobank a good bank?
Cerescobank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.5% capital ratio); Strongly profitable (ROA 1.37%).
Is Cerescobank FDIC-insured?
Yes. Cerescobank is a FDIC-insured bank (FDIC certificate #1993). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Cerescobank?
Cerescobank holds $80 million in total assets, ranking 42nd of 139 banks we track in Nebraska. It operates 1 branch.
Does Cerescobank have CFPB complaints?
No CFPB complaints against Cerescobank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
